Payments & SettlementAlso: Decline Recovery

Retry Logic

The rules that govern when and how a failed payment is retried, especially for subscriptions. Thoughtful retry timing recovers genuinely recoverable declines without hammering the networks, which protects revenue and account standing.

Aggressive, indiscriminate retries can look like abuse and hurt approval rates. Smart retry logic targets the declines most likely to succeed on a second attempt.

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Related terms

Payments & Settlement

Decline

A transaction the customer's bank refuses to authorize. Declines can be soft (temporary, worth retrying) or hard (permanent, do not retry). Managing them well recovers revenue that would otherwise be lost at checkout.

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Payment Methods

Recurring Billing

Automatically charging a customer's stored payment method on a schedule for subscriptions or installments. Getting recurring billing right — consent, dunning, clear descriptors — protects revenue and keeps subscription disputes low.

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Payment Methods

Subscription Billing

A recurring-billing model that charges customers on a repeating cycle for ongoing access to a product or service. Subscriptions are attractive to underwriters and customers alike when renewals, cancellations, and refunds are handled transparently.

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