Edge Program

Find out more about our Edge Program where brick and mortar retail store merchants can eliminate their processing fees.

We enable seamless credit card processing for businesses of all types and sizes. Whether you process face-to-face card transactions or card not present card transactions, we have the latest technology available to you. We are here to help your business grow whether in-store, online eCommerce, or a combination of both. We can provide the payment processing solutions wherever you are selling.

We are here to help your business grow without complications. Find out how we can help your industry type.


Our strategy is to help you customize your program incentives to help you grow revenue and make your business indispensable.

Merchant Financing

Cash Advances and Credit Lines: simple to get and flexible to pay back.


We are problem solvers, adapters and innovators.

Spectrum is here to help you run your business smarter, so you can run your business better.



Spectrum services the following markets and many more:


Bad Credit


Credit Repair

Debt Consolidation





Tobacco & Cigar

Collection Agency


Online Firearms





Document Preparation

Trusted by our Partners and Merchants

They made the integration to my website so seamless. There was absolutely no down time whatsoever.

Josephine L.

Best in the Ecig and Smoke related industry! My last 3 processors either limit my volume, held my money or closed my accounts. Spectrum Payment Solutions understands the industry and removed all limits and reservations!

Ali M.

My rep is always accessible, even on Sunday night when I had issues and needed him most.

David C.

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About Spectrum

Spectrum Payment Solutions is a payments technology company providing a complete suite of payments acceptance solutions and business solutions to support your business to accelerate your success. We offer business solutions in five primary segments: credit card processing, eCommerce and gateway, mobile payments, cash advances, and credit lines. From helping businesses integrate points-of-sale to fueling e-commerce transactions, we are your credit card processor connecting you to all possible in merchant services. Learn more about us and what sets us apart from traditional merchant services providers for your unique merchant account.