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Collection Agency

We are an industry leader in providing collection agency merchant account services!

Collection Agency Merchant Accounts

For the Best e-cig or vapor credit card processing, look no further, we at Spectrum Payment Solutions have you covered! We provide everything from payment gateways for e-juice companies to Point of Sale systems for vape shops.

Spectrum Payment Solutions is the top electronic cigarette merchant account provider in the industry. We were one of the first ever company to approve an e-cig merchant account in the industry and the reason for this was, we believe that your business is just like everyone else.

Because of the lack of clarity with the classification of e-cigarettes, banks and institutions are afraid of opening merchant accounts for vapor and ecig companies. Processors are wary of payment processing for electronic cigarettes, even though they are technically not cigarettes or tobacco. Without full legal clarification, traditional banks will not approve a merchant account for e-cig businesses, that’s where we step in. We offer the best e-cigarette merchant account rates in the industry with a near perfect approval rate!

How it Works

Let's Get You Approved

Having trouble getting approved for your high risk merchant account? Spectrum Payment Solutions approves 98% of all applicants!

Merchant Accounts

Chargeback Protection

100% In-House Services

Working Capital

eCigarettes

eCigarettes

We're one of the top electronic cigarette merchant account provider in the industry.

Bad Credit

Bad Credit

Have you been rejected by other merchant processors because of bad credit? No problem!

Nutraceutical

Nutraceutical

The Nutraceutical industry is booming and you don’t want to be missing out on any of the action!

Credit Repair

Credit Repair

Spectrum Payment Solutions can help set up your best credit repair business payment processing.

Debt Consolidation

Debt Consolidation

No need to look for another Debt Consolidation Merchant Account provider, only to be denied. Choose Spectrum Payment Solutions!

MLM

MLM

Multi Level Marketing (MLM) is a very specialized business model that requires an experienced merchant provider. That's us!

eCommerce

eCommerce

Looking for the Best eCommerce Payment Gateways or the Best eCommerce Credit Card Processing?… Look No Further!

Travel

Travel

If you’ve been struggling to get a travel credit card processing account, we'll get you set up and going as soon as possible.

Tobacco & Cigar

Tobacco & Cigar

here are very few online tobacco credit card processors who can take care of your business needs. Spectrum Payment Solutions is your choice.

Collection Agency

Collection Agency

We have helped thousands of collection agencies get approved for merchant accounts and help them begin growing their businesses successfully.

Online Firearms

Online Firearms

Are you having trouble getting approved for an online firearms merchant account? Look no further, Spectrum Payment Solutions is ready to provide you with the best merchant account solutions.

Adult

Adult

Getting a Merchant Account for Adult Services online and offline may be a tricky for inexperienced merchant providers, but not us!

Need of High Risk Merchant Account? Get Started Today.

Apply Now for a no-obligation quote with one of our sales agents.

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