Dual pricing & cash discount

Offset your processing costs with compliant dual pricing

Show a cash price and a card price, let customers choose, and keep more of every sale — with a program configured to stay inside card-network rules.

of fees offset
Up to 100%

of fees offset

by design
Compliant

by design

high-risk experience
20+ yrs

high-risk experience

Processing fees eat into every card sale. Dual pricing and cash discount programs offset that cost transparently, but the compliance details are easy to get wrong. We set your program up correctly, disclose it properly, and keep it current as the rules change.

What you're up against

  • Rising card fees quietly erode your margin on every transaction
  • DIY surcharge setups break card-network rules and risk fines
  • Disclosure and signage requirements that change by card type and state

How we fix it

  • Compliant program design

    We configure dual pricing or a cash discount correctly, with the disclosures and signage the rules require.

  • Transparent at the point of sale

    Customers see both the cash and card price up front — no surprise fees, no disputes at checkout.

  • Kept current as rules shift

    Card-network and state rules change; we keep your program inside the lines so you never carry that risk alone.

FAQ

Dual pricing questions, answered

Is dual pricing legal?

Yes, when implemented correctly. Dual pricing displays a cash price and a card price and is broadly permitted, but the disclosure rules vary — which is why it should be set up by a team that keeps it compliant.

What is the difference between dual pricing and surcharging?

Dual pricing shows two prices and lets the customer choose; surcharging adds a disclosed fee to card transactions and follows stricter registration and cap rules. We can advise which fits your business.

Will customers be put off by two prices?

Handled transparently, most customers accept it — the cash and card prices are shown up front, so there is no hidden fee at checkout.

Can I use dual pricing in a high-risk business?

Yes. Offsetting processing costs is especially valuable in high-risk categories where rates run higher. We build the program to fit both your vertical and the compliance rules that apply to it.

More industries

High-risk verticals we serve

Keep more of every card sale

Tell us about your business and a specialist will set up a compliant dual pricing or cash discount program that fits.